deb. A modification of your occupation isn't conclusively negativ

ue mi idolo Jay Cutler. Since when are American banks not essential to keep reserves? This is categorically false. Plus the reason banks are not wanting to lend is because of the mark to distribute rules forcing these to mark to the value of most of the financial instruments they own, that is certainly eroding its capital (reserve) base which make them anxious to shore up capital and not just lend money.